Free Claim-Ready Coverage Check
Most homeowners never have their policy read closely until the day they file a claim. We’ll review your current coverage, show you every gap that could leave you exposed, and hand you a written report you keep — whether or not you ever switch to us.
Your house is probably the most expensive thing you own. If a storm, a fire, or a burst pipe hits, the wrong policy can leave you paying out of pocket for the difference. We check the coverage that actually decides how a claim goes.
Two gaps catch people off guard. First, car prices have jumped, so if your car is totaled, an older policy might not pay enough to replace it today. Second, if a driver with too little insurance hits you, you can be left covering the difference yourself. We check whether your coverage, including uninsured and underinsured motorist, would actually hold up.
Own a boat or a motorcycle? Live somewhere water is a risk? Standard home and auto policies often leave those out, and a flood is almost never covered without a separate policy. If any of that is you, we’ll look at it as part of your check.
Yes. No fee, no obligation. We’re paid by the carrier only if you decide to move your policy to us.
No. Plenty of people run the check, learn where they stand, and stay put. The report is still yours.
A few quick questions here, then about a minute to connect your policy if you choose to. We handle the review from there.
You can connect through Canopy Connect, a secure service that shares your policy details directly from your current insurer. You control the connection.
We currently write in Georgia, Alabama, Tennessee, and Ohio, and we’re expanding.